Build, Scale and Grow
With Platnova's
Payment Infrastructure
Developer-first APIs for seamless payment collection, virtual accounts, and financial workflows across Nigeria and beyond.
API – Payment Gateway
Platnova provides robust and scalable APIs that enable merchants to integrate payment collection, virtual accounts, payouts, and financial workflows directly into their products. Our APIs are built with reliability, security, and performance at the core, supported by clear documentation and dedicated integration support. Whether you are building a payment product, marketplace, or financial platform, Platnova's APIs are designed to help you launch faster and scale confidently.
View API Documentation
NGN Virtual Accounts
Power NGN virtual accounts for your customers
Platnova's integration enables merchants to offer dedicated NGN virtual accounts to their customers as part of their own platform or product.
Each virtual account is uniquely assigned at the customer level, allowing merchants to support accurate reconciliation, faster settlements, and seamless transaction tracking across their ecosystem. This makes NGN virtual accounts ideal for payment platforms, marketplaces, fintech products, and businesses handling high transaction volumes for multiple customers.
Contact salesUSD & EUR Virtual Accounts
Enable international collections for your customers
Through Platnova's infrastructure, merchants can provide USD and EUR virtual accounts to their customers, enabling them to receive international payments without the complexity of traditional banking processes.
These foreign currency virtual accounts are suitable for merchants building global platforms, cross-border products, and services that support international customers and partners.
Access to USD and EUR virtual account services is subject to onboarding, compliance checks, and commercial discussions with our Sales team.
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Card Integration
Platnova's card integration allows merchants to issue and manage USD virtual cards for their customers directly within their own applications or platforms.
Our card infrastructure is secure, reliable, and optimized for digital use cases, enabling merchants to build trusted card-based payment experiences for their users while maintaining full control over their product experience.
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Transparent pricing built for scale
Platnova offers clear and competitive pricing for merchants, designed to support businesses at every stage of growth.
NGN Virtual Accounts are priced clearly and displayed on the website for easy visibility. For USD & EUR virtual accounts, API services, and advanced integrations, pricing is tailored based on use case, volume, and business model.
Contact salesTransparent & Competitive Pricing
Pay-ins (Collections)
1% + ₦100 per transaction
Capped at ₦5,000
Payouts
₦100 + VAT
Total: ₦107.50 per transfer
- No Hidden Fees
- Predictable Costs at Scale
High-Volume Pricing
For businesses processing 2,000+ transactions daily,
Platnova offers custom high-volume pricing:
- Flat ₦500 per transaction on collections
- Applies to qualified high-volume businesses only
- Designed to significantly reduce costs at scale
Frequently Asked Questions (FAQs)
Get answers to your most pressing questions.
A merchant is any business or platform intending to integrate Platnova's APIs to process payments, resell financial services, or embed payment and virtual account functionality into their product.
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